Free Tool

Mortgage Payment Splitter

Split a PITI mortgage payment into principal, interest, taxes, and insurance.

Loans

Loan Amount ($)

Interest Rate (%) (%)

Term (years)

Annual Property Taxes ($)

Annual Insurance ($)

--

Total PITI

--

P&I Monthly

--

Taxes Monthly

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Insurance Monthly

How it works

1

Compute monthly P&I using the standard amortization formula

2

Divide annual taxes and insurance by 12

3

Sum to get full PITI

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Related tools and terms

Frequently asked questions

Why does P&I differ from PITI in my cash flow model?

NOI already accounts for taxes and insurance. Subtracting PITI from NOI would double count them. Use P&I for cash flow math.